HVAC Financing Options
Practical payment plans for heating and cooling projects throughout Stark and Summit County.
Financing Options
HVAC Financing for Heating and Cooling Systems
A new heating or cooling system is a big investment, and the decision doesn’t always come at a convenient time. Bonsky Heating and Cooling works with established lending partners to offer flexible financing for heating and air conditioning projects throughout Northeast Ohio.
We coordinate with trusted lenders who offer installment plans built for home improvement projects. Depending on your credit profile and the scope of the job, that typically includes a promotional low or no-interest plan for a shorter term, along with a fixed-rate plan spread over several years or a straightforward equal-payment structure.
We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few minutes to get started.
We are proud to offer financing through Service Finance Company, LLC, a nationally licensed finance company. We provide financing solutions for homeowners’ home improvement projects (like HVAC).
Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender.
As an Approved Contractor of the National Energy Improvement Fund (NEIF), the nation’s only Certified B Corp and US Department of Energy Home Improvement Expert lender, we offer transparent and trusted payment options to help our customers “Go Greener, Affordably.”
Thank you for your interest in Bonsky HVAC Solutions equipment. The Bonsky Finance Program, powered by Navitas Credit Corp., can help you get the HVAC Solutions equipment you need while preserving your cash flow at the same time. We give you the ability to acquire our HVAC Solutions equipment through affordable monthly payment plans that can be customized to meet almost any budget. Apply Today!
Fixed Rate 9.99% APR for 120 Months
Apply NowPlan 2739. Loan term is 120 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 120 monthly payments of $13.21.
No Interest if Paid in Full in 12 Months
Apply NowPlan 2521. Subject to credit approval. APR Rates range from 15.85%-24.77% (fixed periodic interest rates range from 17.99%-29.99%). Only well-qualified applicants will receive an APR of 15.85% (fixed periodic interest rate 17.99%); some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (Promo Period) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. Example for $10,000 loan: 24.77% APR, fixed periodic interest rate of 29.99%, 12 monthly payments of $0 followed by 84 monthly payments of $321.57. Actual payments based on amounts and timing of purchases. Call 866-936-0602 for details.
No Interest if Paid in Full in 18 Months
Apply NowPlan 2631. Subject to credit approval. Rates range from 17.99%-24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 18 month promotional period (Promo Period) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 66 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
Trusted Home Services in Uniontown, OH Since 1927
How it Works
How Financing Works Alongside an HVAC Project
Replacing a furnace, heat pump, or central air conditioner involves both a technical decision and a budget decision, so we handle them together instead of treating financing as an afterthought.
In-Home Assessment and Upfront Pricing
A technician evaluates your existing system and ductwork, gives you an honest recommendation on repair versus replacement, and provides written pricing before any work begins.
Sizing Equipment to Your Budget
We calculate heating and cooling loads properly, so you’re not paying for an oversized unit or features you don’t need, and present equipment options side by side.
Comparing Loan Options With Cash
Once you’ve picked equipment, we lay out the cash price next to different financing structures, with clear interest rates and terms for each.
Prequalification
You can check potential rates from your phone or computer without committing to anything.
Installation and Sign-Off
Once financing is confirmed, we complete the installation, test the system, and walk you through it. You only sign off on the loan once everything’s installed and working properly.
Getting Started
How to Apply
Applying takes about five minutes through our lending partners’ online system.
1
What Lenders Look at
Credit history matters most for the best rates, though programs exist across a range of credit profiles. Lenders also look at how your monthly obligations compare to your household income, and typically require the applicant to be listed on the property where the equipment is being installed.
2
What You'll Need
Your full legal name and date of birth, current address and contact details, household income, and a government-issued photo ID.
3
Understanding the Terms
Our lending partners use simple interest loans with no penalty for paying early. If you choose a promotional low or no-interest plan, pay attention to the deadline, since a remaining balance after that window can trigger retroactive interest back to the purchase date. We walk through exactly how your specific loan works before you sign anything.
Contact Us
Plan Your HVAC Project With Bonsky
Heating and cooling failures rarely happen at a convenient time. Bonsky Heating and Cooling gives you honest evaluations so you can make a sensible call for your household, whether that means financing, paying cash, or a minor repair instead of a replacement. Reach out to discuss your project and payment options.